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Austin Jacob • March 25th, 2020

How to Buy Ripple (XRP)

how to buy ripple

We get it, you want to buy Ripple.

But with all the different options out there, you’re worried about which option is best.

Here’s the deal:

If it’s supported in your country, the Ripple exchange with some of the lowest fees and simplest user interface would be Coinbase.

If this option doesn’t work for you, we’d recommend learning about some of the other exchanges mentioned later on in this guide.

Keep reading.

We’ll teach you how to buy Ripple with every method imaginable (with pictures), allowing you to make an educated decision!

Where to buy Ripple (XRP)?


Fees Established Countries
.75% 2017 Nearly All
Fees Established Countries
~4% 2014 All

Buying Ripple on Coinbase

Buying altcoins such as Ripple (XRP) used to be difficult.

Thankfully, due to the massive buying demand, fiat exchanges such as Coinbase have decided to add Ripple to their exchange.

To get started, create an account on Coinbase. They may ask for some personal information for verification purposes.

Once an account is set up, link a payment method, and go to the buy tab.

From here, you can purchase Ripple for US Dollars. Coinbase banned the use of credit cards for purchasing cryptocurrency, but bank accounts and debit cards are still supported.

In order to have the lowest fees, it’s recommended to use a bank account to purchase Ripple on Coinbase.

Visit Coinbase
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Buying Ripple on Binance

Binance just might be the most popular cryptocurrency exchange out there, and for good reason. It serves almost all countries around the world, with some of the lowest fees (.075%).

For the most part, Binance is a crypto to crypto exchange, meaning that in order to purchase cryptocurrency on it, you’ll need other cryptocurrencies (not USD/Euros).

While Binance does offer fiat purchases, this often comes with much higher fees.

This ultimately means that if you want to purchase Ripple on Binance, you’ll need to own Bitcoin or Ethereum first. For more information on buying Bitcoin and Ethereum, check out our guides.

To get started buying Ripple on Binance you will need to sign up for their exchange. They have a fast and easy signup process, that accepts users from all countries with no verification needed.

Login to binance

After signing up, go to the navigation bar and mouse over funds and then click Deposits. This is where you will find every single cryptocurrency Binance has to offers deposit addresses.

We’re about to teach you how to your first cryptocurrency transaction! For more information, check out our guide on cryptocurrency transactions.

Deposit to Binance

As stated earlier, to buy Ripple we need to purchase it with Bitcoin or Ethereum, so depending on which cryptocurrency you are using, you will need to locate that currencies deposit address. 

Highlighted in red are MY deposit addresses for Bitcoin and Ethereum on Binance. You will need to locate your addresses and have them copied for the next step, where we will be learning how to do a transaction in cryptocurrency.
Depositing into Binance

Sending from Coinbase

To send Bitcoin or Ethereum from Coinbase, you will need to go to the accounts tab and click send. You may have purchased Bitcoin or Ethereum from a different exchange. If so, this process should be very similar. In this case, I am sending Bitcoin to my Binance address, but the process is the exact same for Ethereum.

Send from Coinbase

After clicking Send on the cryptocurrency you are sending to Binance, click continue and then confirm. Your cryptocurrency will then be sent to Binance once it reaches the necessary amount of confirmations.

Send to Binance

After your cryptocurrency arrives to Binance, we will need to go to the corresponding trading pair of the currency we sent. If we sent Bitcoin, then we want to go to the BTC/XRP trading pair. If we sent Ethereum, then we go to the ETH/XRP trading pair.

buy ripple with bitcoin

After going to either page, you will be taken to a screen similar to this. To purchase Ripple, you will need to enter an order in the bottom middle section.

To place an order, you have two options.

We recommend a market order, where you select the amount of a cryptocurrency you want to buy, and the exchange will buy that amount at the going rate. This option is recommended for beginners.

The other option is a limit order, where you choose the amount and price you want to buy a cryptocurrency at. The order only executes when the price you choose gets executed. If you decide to use a limit order, use the chart and order books to get a good idea of the price.

After your order is filled, you have successfully purchased Ripple!

Visit Binance

Buying Ripple on Changelly

Changelly is another service that allows Ripple to be purchased easily. In order to use either of these services, you will need Bitcoin or Ethereum.

Changelly never actually hold your coins, so you need to have a Ripple wallet. An exchange wallet like Binance with 20 Ripple in it can be used, but the best and most secure option for storing Ripple is the Ledger Nano X.

In order to prevent massive amounts of unused Ripple addresses, Ripple requires each address to have a minimum of 20 Ripple in it. As long as your first Ripple transaction to your wallet is worth more than 20 Ripple then you are good to go.

After setting up your Ripple wallet, go to either site and select your input currency. The input currency is the coin you are sending to the address in exchange for Ripple.

I recommend choosing Bitcoin or Ethereum as your input, but technically ANY coin on their site can be used. For our output, we are going to choose Ripple.

Buy Ripple on Changelly

You will now be prompted for two fields:

  • XRP Address: Your Ripple Address
  • Destination Tag (Optional): A tag for including notes about the transaction

Buy XRP Changelly Cryptocurrency

Next, you need to send Bitcoin, or whatever input currency you chose to the deposit address provided by Changelly. Afterward, the deal is processed and the funds are sent to the address.

Visit Changelly

Buying Ripple XRP on

To buy Ripple on, you must first create an account. is an exchange that allows direct fiat purchases of cryptocurrency to most U.S. States, and pretty much every other country.

After making an account, and entering some identification information, click the Buy/Sell tab on the navigation bar. Switch the default option to Ripple, and choose the currency you want to purchase Ripple with. In this example, we are purchasing Ripple with USD.

Click Buy on one of the preselected packages, or make your own price!

Buying Ripple on

After, enter your card information, and you have successfully purchased Ripple!

Buying Ripple on Bittrex

Before you can buy Ripple (XRP) on Bittrex, you will need to first create an account on the exchange.

After being signed into the exchange, click the wallets tab on the top of the navigation bar. From here, you can view all the deposits addresses for cryptocurrencies on Bittrex. In this case, we are depositing Bitcoin or Ethereum, that we are going to use to purchase Ripple with.

How to Buy Ripple on Bittrex

You’ll be taken to a page similar to this. In the search bar, type BTC or ETH, depending on the cryptocurrency you are sending to the exchange. For example, if you are buying Ripple, using Bitcoin, type BTC.

Click the green circle with the arrow to reveal your deposit address.

Deposit into Bittrex

The next screen shows your Bittrex Bitcoin deposit address. Click the copy button, as we will need this address for the next step to send Bitcoin to Bittrex.

Deposit into Bittrex

This sending process is the exact same as the tutorial in the Binance section. Go back up there and come back after you sent the transaction to learn how to enter a buy order on Bittrex.

Buying Ripple on Bittrex

Once you have a balance on Bittrex to purchase Ripple with, go to the corresponding pairing. For example, if you sent Ethereum to Bittrex, go to the ETH/XRP trading pair. This example will use the BTC/XRP trading pair.

Once on the right page, you should see something like this. Scroll down to enter a buy order.

Buy Ripple on bittrex

On Bittrex, your best option is a limit order. In a limit order, you choose the amount and price per Ripple, and when someone sells at your price, your order is filled.

Entering a ripple buy order

After your order has filled, you have successfully purchased Ripple!

Visit Bittrex

How to Buy Ripple on Coinmama

Coinmama is one of the older exchanges in the cryptocurrency space and has been adding more and more fiat pairings on its exchange.

After creating an account, use the navigation bar to find Ripple. Next, choose a package! You can choose one of these four, or make your own at below these.

Buy Ripple on Coinmama

Coinmama requires you to have an address to send Ripple to, so make sure you have one before buying! To learn more about how to store Ripple, check the section below!

Visit Coinmama

How to Store Ripple Securely!

You may want to send your Ripple to a secure wallet. To do so, mouse over funds, click withdrawals and type Ripple into the bar.

You will be prompted for a Ripple address to send your coins. If you are sending a Ripple transaction for the first time to a new address, make sure it contains 20 or more Ripple.

We recommend the Ledger Nano X as it is one of the most secure wallets out there, but you have a few other options.

Frequently Asked Questions

How do I buy Ripple with a credit or debit card?

Coinbase recently added support for Ripple, making it easy to purchase Ripple with a debit card. Credit card transactions are not supported on Coinbase.

Coinmama and that allows you to instantly buy Ripple with your credit or debit card, but the fees associated are higher than the above process. It is much simpler to do, however, so it is an option.

Ripple is also sold on exchanges like Binance in exchange for Bitcoin and Ethereum. Another option to purchase Ripple with a credit or debit card is to first purchase Bitcoin or Ethereum with a debit card on an exchange like Coinbase and then send the funds to Binance.

How do I buy Ripple with a bank wire or transfer?

Ripple can’t be directly purchased with a bank transfer or wire. Instead, you need to first purchase Bitcoin or Ethereum with a bank transfer or wire on a fiat exchange such as Coinbase.

After, send the purchased cryptocurrency to one of the exchanges mentioned at the top such as Binance, where you can exchange Bitcoin and Ethereum for Ripple.

How do I buy Ripple with Paypal?

In order to purchase Ripple with Paypal, you need to first purchase Bitcoin with PayPal balance. After, you can send the purchased Bitcoin to an above-mentioned exchange like Binance, where Ripple can be traded for Bitcoin.

If you are unfamiliar with the process of purchasing Bitcoin with Paypal, read our guide.

How do I buy Ripple with cash?

This can be somewhat tricky, as you would need to find someone willing to make this trade. One way to do it would be to use the service LocalBitcoins to purchase Ripple with cash.

You can then send the purchased Ripple to an exchange like Binance where Ripple is sold for Bitcoin.

What is the best way to buy Ripple (XRP)?

The best way to purchase Ripple would be through Coinbase or Binance. First, buy Bitcoin or Ethereum on Coinbase, and then send the purchased currency to Binance, where you can purchase Ripple for Bitcoin or Ethereum.

What is the best exchange to buy Ripple (XRP) on?

Ripple is sold on the exchanges Binance,, Changelly, and Bittrex. Out of all of them, Binance is the best option, due to it having the lowest fees and highest trading volume.

How to Buy Ripple in the United States of America (USA)?

All of the exchanges listed above are compatible in the United States. Your best bet would be using Coinbase and Binance.

What app can I buy Ripple with?

As stated above, exchanges like Coinbase and Binance both need to be used to buy Ripple. Coinbase has its own app for Android and iOS and is used to purchase Bitcoin and/or Ethereum.

After, you can send the purchased currency to Binance, which also has an Android and iOS app, where they sell Ripple (XRP) in exchange for Bitcoin and Ethereum.

Why Ripple?

Ripple is speedy, with transactions settling in under four seconds. It can be put to use to purchase ordinary items, with the assumption that it is accepted by both traders and users globally.

Furthermore, Ripple is highly scalable, as it frequently manages a thousand transactions per second.

Buying Ripple tokens and buying into this concept, is like buying into the future. Someone who acquires the XRP is likely to earn enormous returns on investment, more so if Ripple continues to progress in the banking sector.

After proving itself to be a great platform, Ripple is now fixated completely on collaborating with banks, presenting them with a more effective and lucrative way to direct immediate payments globally.

How to purchase Ripple tokens?

Reputed financial institutions and predictors have predicted a solid future for Ripple. The major cause of Ripple’s big success has been the state of the art technology employed by the platform, a factor that has majorly contributed to the many achievements of this platform.

These achievements and widespread attention have encouraged Ripple to increase 3800% in value in a span of less than a year.

So how to board this train which seems destined for success? Just like other major cryptocurrencies, Ripple is accessible on numerous different exchanges.

Analyzing the Ripple website, while keeping in mind the processes behind the purchase of other major cryptocurrencies, here are some ways to purchase XRP, which is Ripple’s cryptocurrency token, through a few of those exchanges.

What is Ripple Attempting to do?

Ripple Protocol hopes to revolutionize the global liquidity of money by allowing extremely fast transfers of value to occur across the globe.

Ripple has reduced the old system of transferring money via SWIFT or Western Union to something of the past.

How many Ripple coins are there to be bought?

There are around 100 billion XRP tokens existing at the moment. Ripple holds a whopping 61% of it. Since the company holds the majority of the tokens, in order to further strengthen investor assurance, Ripple has sealed up 55 billion XRP with 55 canny contracts.

One after the other, each contract (each contract holds 1 billion XRP) expires once-a-month through the time period of 54 months.

Till date, Ripple has used up about 300 million XRP every month for the past 18 months in order to manage expenditures.

This operative transparency ought to give cynical investors a cause to believe that Ripple is a long-term player in this game and investors will not profit from selling their assets, thus plunging the worth of XRP.

Every Ripple transaction burns a certain amount of XRP, taking it out of existence forever.


Overall, Ripple is an interesting cryptocurrency project and looks to have a bright future ahead of it. It’s remained ahead of its main competitor Stellar Lumens for a while now.



Hi I’m lawal from Nigeria, I recently bought xrp from luno app but seeing all the app listed above you did not mention luno.. does xrp has future like btc?

Austin Jacob

Hey Lawal,

Luno does sell Ripple.

Charles Curtis Carr

How do you go about cashing in XRP if it raises in value and you have thousands of XRP?
Coinbase says they have the right to refuse any transaction.
So how do I go about cashing in my XRP when the time comes?
The FAQ section does not address sellinv, cashing out, large dollar amounts of XRP.
Please provide information on how to do this.

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