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Austin Jacob • February 12th, 2020

Buy Bitcoin In The United States

buy bitcoin in the usThere are so many options for buying Bitcoin in the United States.


As a beginner cryptocurrency investor, all of these options can be intimidating.

Here’s the simple answer: Coinbase is likely your best bet.

Other options work great after a learning curve.

Don’t worry, as that’s where Bitpremier comes in.

Below, we will explain your options for purchasing Bitcoin in the United States with all payment methods.

Best Bitcoin Exchanges in the United States


Coinbase is at the top of most lists, and for good reason. Around since 2012, Coinbase is one of the most popular options for purchasing Bitcoin.

Coinbase Payment Methods

Coinbase allows users to pay with a variety of payment methods such as credit card, debit card, bank transfers, and bank wires.

While Coinbase doesn’t support the purchasing of Bitcoin with Paypal, they do support the selling of Bitcoin and other currencies into Paypal. It is important to note that any Paypal transaction incurs around a 3% fee.

On credit and debit card transactions, Coinbase charges 3.99% fees. We’d recommend using a bank account or transfer as this only has a 1.49% fee.

Why use Coinbase?

Coinbase is a great option if you plan on using one of the supported payment methods, and want a beginner-friendly, low fee way of purchasing Bitcoin. They support all US states and allow for the trading of Bitcoin against fiat currencies and other cryptocurrencies.


Coinmama Review

Coinmama is another popular option that allows users to purchase Bitcoin with a credit or debit card. Please note that Coinmama does not store any cryptocurrency on the exchange.

You must have a wallet address before making a purchase on Coinmama.

Coinmama charges 5.5% fees on credit and debit card purchases making them somewhat more pricey than Coinbase.

Here are all of the states that Coinmama sells cryptocurrency to:

Arizona, California, Colorado, Florida, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Missouri, Montana, Nevada, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Wisconsin.

According to the team, more states will be added when proper licenses are acquired.

Why use Coinmama?

You should use Coinmama if it is supported in your states, you own a valid Bitcoin address, and you plan on purchasing Bitcoin with a credit card. Coinbase does not support certain credit cards (due to credit company request) so for this Coinmama might be better.

Visit Coinmama


Gemini Exchange

Gemini is a great option for those who want to take the time to learn how to use the exchange. The main difference between Gemini and the above-mentioned websites is that Gemini is an exchange. Coinbase and Coinmama are brokerages which mean you are purchasing the Bitcoin directly from them, not another user.

Gemini only supports bank transfers but has extremely low fees that scale on your monthly trading volume. Due to the nature of scaling trade fees, the reduced fees are given in the form of rebates.

Another cool feature of Gemini is their credit-deposit system. After depositing funds into the exchange, you are given a balance to purchase Bitcoin and other cryptocurrencies with. Even though your bank transfer would not have cleared yet, the funds are available to trade right away.

Gemini is supported in the following countries and states. Unless you are in Hawaii, you can purchase Bitcoin on Gemini!

Why use Gemini?

You should use Gemini if you plan on using a bank account to purchase Bitcoin and want to save on transaction fees. At the lowest tier of volume, you are saving .49% fees vs Coinbase. This only scales better the more you trade.


LocalBitcoins is an awesome option if you plan on purchasing Bitcoin using cash. The exchange functions as a connection and escrow service connecting buyers and sellers. While the exchange supports other methods and currencies, cash is used the most.

While the exchange itself only charges 1% fees, vendors on the website are free to charge whatever premium on the price they desire. Cash transactions usually have a 5%-10% premium due to their private nature.

Why use LocalBitcoins?

You should use LocalBitcoins if you plan on using cash to purchase Bitcoin, or you value the privacy of person to person sales.


changelly usd

Changelly is a somewhat different cryptocurrency exchange that allows users to swap almost every cryptocurrency or fiat currency for Bitcoin instantaneously. The fees associated with Changelly are somewhat higher when fiat currency is used as opposed to crypto, but it is still an option.

Changelly is supported in every US states and charges .5% fees when a cryptocurrency is exchanged for Bitcoin. Expect over 5% fees when a credit or debit card is used to purchase Bitcoin on Changelly.

Similarly to Coinmama, you must have a Bitcoin address before purchasing. To learn more about Bitcoin wallets for users in the United States, check out our Bitcoin wallets guide.

Why use Changelly?

You should use Changelly if you have another cryptocurrency/altcoin to exchange for Bitcoin or want to use a credit or debit card.

Visit Changelly


Now that you know about your different options for purchasing Bitcoin, you should be able to purchase Bitcoin easily in the United States.

To recap, below are the suggested exchanges for payment methods:

  • Debit Card – Coinbase
  • Credit Card – Coinmama
  • Bank Account – Gemini
  • Cash – LocalBitcoins


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