3 Easy Ways to Buy Bitcoin with ACH (2020)

• Published: May 28th, 2020
• Updated: September 2nd, 2020

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Welcome to Bitpremier, the ultimate cryptocurrency beginner resource.

You’re here because you want to purchase Bitcoin using ACH, a popular United States transfer system.

What’s interesting about ACH is that not all American exchanges use the system. For example, Kraken, a leading exchange around the world that supports the US, will return any funds sent to them using the method.

If you’re dead set on using this method, then let’s jump right into the top exchanges that allow deposits via ACH.


Coinbase (4.5)*

Coinbase Home

Based out of San Francisco, California, Coinbase is considered by many to be the most reputable beginner-friendly exchange. Since 2012, they’ve made it simple for any crypto newbie to buy and sell Bitcoin through their gorgeous user interface.

Supported Payment Methods

Visit Coinbase Read Review

Gemini is an exchange based in New York, US that allows for the trading of USD against Bitcoin, Ethereum, Litecoin, Zcash, and more. For fees on Gemini's brokerage service, expect 1.49% fees on buys and sells for orders over $200. Gemini's brokerage service is an intuitive way for beginners to purchase cryptocurrency.

If you feel comfortable using their exchange feature, have your account switched to ActiveTrader mode. On this mode, fees scale base off your trading volume and are between .35% and 0% depending on if you are a maker or taker.

Visit Gemini Read Review

BEST FOR Beginners

eToro USA (4.8)*

eToro USA is an investing platform that allows its users to purchase CFDs for Bitcoin, cryptocurrency, and even stocks. eToro is fantastic for beginners due to their interface, social copy trading, and low fees.

Supported Payment Methods

Visit eToro USA Read Review

What is ACH?

ACH, also known as Automated Clearing House Network, is a popular payment system in the United States of America.

In 2019 ACH moved 24.7 billion electronic payments


Now that you know your options for purchasing Bitcoin with ACH, pick the one that suits your needs best.

Are fees important to you?

Go with Gemini.

Is a simple user experience valuable to you?

Go with Coinbase.

Austin Tuwiner Administrator
Austin is the owner of Bitpremier, and got involved in Bitcoin in 2012. After working as a cryptocurrency journalist and and at several blockchain startups, he decided to start Bitpremier and educate the world on Bitcoin.
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